How Financial Advisers Can Capitalise on Couples’ Pension Planning Confusion

Recent research from Hargreaves Lansdown has exposed a critical gap in how couples approach retirement planning, revealing that over 70% are financially interdependent for their pension income. For UK financial advisers, this presents a significant opportunity to differentiate their practice, attract new clients, and build deeper relationships through specialised couples’ pension planning services.

The Market Opportunity: £2.8 Trillion in Pension Assets at Risk

The Hargreaves Lansdown survey of 1,300 people revealed striking imbalances in couples’ retirement planning: